For Banks & Financial Institutions

The loyalty and card platform built for how banks actually work.

From compliance requirements to processor integrations to cardholder experience — Roman Rewards is architected for the regulatory, technical, and operational realities of financial institutions.

Compliance-First Architecture

PCI DSS, SOC 2 Type II, ISO 27001, and KY3P-aligned. Built to pass your vendor risk assessments.

Processor-Agnostic Integration

Works with Lithic, Galileo, existing processors, and points bank providers. No rip-and-replace required.

Institutional Client Base

Trusted by 4 of the Top 5 North American Financial Institutions. Proven at enterprise scale.

Full-Spectrum Platform

Card program management, loyalty engine, and rewards fulfillment on a single platform. One partner, one contract.

Trust & Compliance

Enterprise-Grade Security & Fraud Prevention

7-layer security architecture, real-time fraud detection, and institutional-grade compliance. Built to pass the vendor risk assessments of top U.S. banks and financial institutions.

PCI DSS

PCI DSS Compliance

  • Annual AOS attestation to PCI DSS
  • Audit period: June 1 through May 31
SOC 2

SOC 2 Type II

  • Annual AOS attestation to PCI DSS
  • Audit period: June 1 through May 31
ISO 27001

ISO 27001

  • Annual surveillance and recertification audits
  • Covers information security management systems

Industry-Leading Fraud Prevention

Proprietary controls, AI-powered detection, and dedicated fraud teams, protecting every transaction across your program.

Preventive Proprietary Controls

Managed blacklists of suspicious addresses, phone numbers, and emails. Referential data sourced through industry, government, and historical channels.

AI-Powered Fraud Detection

Real-time transaction validation through Equifax Kount Command. Customizable machine learning designed to automatically detect, prevent, and monitor fraud before transactions finalize.

Operational Fraud Oversight

Sophisticated transaction analysis, monitoring, and alerting. Threshold-based alert rules customizable to program needs. Dedicated fraud practitioners segregated from other operational teams.

Augmented Authentication

Industry-leading third-party automation for user authentication. Proactive controls including credit card BIN restrictions, redemption anomaly detection, and 24/7 order review.

Why It Matters

Meet strict vendor risk requirements of top U.S. banks, financial institutions, and Public Companies

Enterprise-sourced, meeting PCI DSS and KY3P assessments

Industry-leading fraud prevention with real-time transaction validation through Equifax Kount Command

7-layer security architecture: perimeter, network, endpoint, application, data, policy, and monitoring

Ready to see how Roman Rewards works for your institution?

Talk to Sales